- MS-24-1641 CARTER
-
WHEREAS, Lisa A. Carter, an unmarried woman, by Deed of Trust (the “Deed of Trust”), dated April 5, 2021, and recorded on May 3, 2021, in Instrument No. 21004101 in the Register of Deeds Office of Fayette County, Tennessee; and, conveyed to Transtar National, Inc., Trustee, the hereinafter described real property to secure the payment of a certain Promissory Note (the “Note”) described in the Deed of Trust, which Note was payable to, Mortgage Electronic Registration Systems, Inc., as nominee for Mid America Mortgage, Inc., its successors and assigns, which the aforementioned Deed of Trust was subsequently assigned to Lakeview Loan Servicing, LLC dated October 9, 2024 and recorded in Instrument No. 24006099; and
WHEREAS, McPhail Sanchez, LLC has been duly appointed Substitute Trustee by the owner and holder of the Note by instrument recorded in Instrument No. 25000075, Fayette County, Tennessee;
WHEREAS, default has been made in the payment of the Note; and
WHEREAS, the owner and holder of the Note has demanded that the hereinafter described real property be advertised and sold in satisfaction of the indebtedness and costs of foreclosure in accordance with the terms and provisions of the Note and Deed of Trust.
NOW, THEREFORE, notice is hereby given that an agent of McPhail Sanchez, LLC, Substitute Trustee, pursuant to the power, duty, and authority vested in and conferred by the Deed of Trust, on December 9, 2025, at 2:00 PM at the South Front Door of the Fayette County Courthouse located at 16755 Highway 64, Somerville, TN 38068 will be sold to the highest call bidder for cash free from all legal, equitable and statutory rights of redemption, exemptions of homestead, rights by virtue of marriage, and all other exemptions of every kind, all of which have been waived in the Deed of Trust, certain real property located in Fayette County, Tennessee, described as follows:
All that certain parcel of land situate in the City of Oakland, County of Fayette and State of Tennessee bounded and described as follows:
Lot 112, PHASE 3, SOMMERSET SUBDIVISION, as shown on plat of record in Plat Book 11, Page 71, in the Register's Office, Fayette County, Tennessee, to which plat reference is hereby made for a more particular description of said property.
Being the same property as transferred by deed dated 11/14/2018, recorded 11/30/2018, from PFMT Holdings, LLC, a Tennessee limited liability company, to D.R. Horton, Inc., a Delaware corporation, recorded as Instrument #: 18007249.
Being further conveyed by deed dated 12/12/2019, recorded 12/19/2019, from D.R. Horton, Inc., a Delaware corporation, to Lisa A. Carter, an unmarried person, recorded as Instrument #:19008109.
Tax ID: 087O A 01200 000
The street address of the above-described property is believed to be 200 Lilly Dr, Oakland, TN 38060 but if such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control.
Owner of Property: Lisa A. Carter, an unmarried woman
Property ID: 087O A 01200 000
This sale is subject to any unpaid taxes, if any, any prior liens or encumbrances, leases, easements and all other matters which take priority over the deed of trust under which this foreclosure sale is conducted, including but not limited to the priority of any fixture filing. If the U.S. Department of the Treasury/Internal Revenue Service, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor and Workforce Development are listed as interested parties in the advertisement, then the notice of this foreclosure is being given to them, and the sale will be subject to the applicable governmental entities right to redeem the property, all as required by 26 U.S.C. 7425 and T.C.A. 67-1-1433. The notice requirements of T.C.A. 35-5-101 et seq. have been met.
The right is reserved to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above. The trustee/substitute trustee reserves the right to rescind the sale.
This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose.
All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.
This Notice of Sale is being published pursuant to Tennessee Code Annotated Section 35-5-101 at http://www.TNLegalPub.com.
Publication Dates: 10/10/2025 and 10/17/2025.
McPhail Sanchez, LLC, Substitute Trustee
126 Government Street
Mobile, AL 36602
251-438-2333
- 10/06/2025
- 12/09/2025
- 200 Lilly Dr, Oakland,
- Oakland
- 38060
