- MS-25-415 DAVID KAM
-
WHEREAS, David Kam and Lee L. Kam, husband and wife, by Deed of Trust (the “Deed of Trust”), dated January 31, 2006, and recorded on February 16, 2006, in Instrument No. 06027134 in the Register of Deeds Office of Shelby County, Tennessee; and, Real Time Resolutions, Inc., being the holder of the note and the servicer of the mortgage loan holds the original note; and
WHEREAS, McPhail Sanchez, LLC has been duly appointed Substitute Trustee by the owner and holder of the Note by instrument recorded in Instrument No. 25052098, Shelby County, Tennessee;
WHEREAS, default has been made in the payment of the Note; and
WHEREAS, the owner and holder of the Note has demanded that the hereinafter described real property be advertised and sold in satisfaction of the indebtedness and costs of foreclosure in accordance with the terms and provisions of the Note and Deed of Trust.
NOW, THEREFORE, notice is hereby given that an agent of McPhail Sanchez, LLC , Substitute Trustee, pursuant to the power, duty, and authority vested in and conferred by the Deed of Trust, on September 17, 2025 at 12:00 PM at the Shelby County Courthouse located at 140 Adams Avenue, Memphis, TN will be sold to the highest call bidder for cash free from all legal, equitable and statutory rights of redemption, exemptions of homestead, rights by virtue of marriage, and all other exemptions of every kind, all of which have been waived in the Deed of Trust, certain real property located in Shelby County, Tennessee, described as follows:
Lot 27, Phase I, The Grove of Riveredge Subdivision, as shown on Plat of Record in Plat Book 115, Page 26, in the Register's Office of Shelby County, Tennessee, to which plat reference is hereby made for a more particular description of said property.
Being the same property conveyed to grantor, Donald Paul Nickell, Trustee of the Paul and Jeneen M. Nickell Trust, dated July 31, 1991, herein by Quit Claim Deed of record at Instrument Number CJ 1683, dated July 31, 1991, filed August 8, 1991, in the Register's Office of Shelby County Tennessee.
Also being the same property conveyed to grantor by warranty deed of record being recorded simultaneously herewith in said Register's Office subject to restrictions, servitudes, rights-of-way and outstanding mineral rights of record affecting the property.
Parcel #: D02-20U0-A-00073-0
The street address of the above-described property is believed to be 24 Summer Grove Rd, Cordova, TN 38018 but if such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control.
Owner of Property: David Kam and Lee L. Kam, husband and wife
Property ID: D02-20U0-A-00073-0
This sale is subject to any unpaid taxes, if any, any prior liens or encumbrances, leases, easements and all other matters which take priority over the deed of trust under which this foreclosure sale is conducted, including but not limited to the priority of any fixture filing. If the U.S. Department of the Treasury/Internal Revenue Service, the State of Tennessee Department of Revenue, or the State of Tennessee Department of Labor and Workforce Development are listed as interested parties in the advertisement, then the notice of this foreclosure is being given to them, and the sale will be subject to the applicable governmental entities right to redeem the property, all as required by 26 U.S.C. 7425 and T.C.A. 67-1-1433. The notice requirements of T.C.A. 35-5-101 et seq. have been met.
The right is reserved to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above. The trustee/substitute trustee reserves the right to rescind the sale.
This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose.
All right of equity of redemption, statutory and otherwise, and homestead are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above.
This Notice of Sale is being published pursuant to Tennessee Code Annotated Section 35-5-101 at http://www.TNLegalPub.com.
Publication Dates: 08/22/2025 and 08/29/2025.
McPhail Sanchez, LLC , Substitute Trustee
126 Government Street
Mobile, AL 36602
251-438-2333
- 08/12/2025
- 09/17/2025
- 24 Summer Grove Rd
- Cordova
- 38018
